Very offers men’s, women’s, and children’s fashions for sale, as well as jewellery, home products, electricals, and other items. If you open a Very Account, you’ll receive 10% off your first order. They all have some different payment options. One is called Take 3. With the Take 3 plan, you can spread the cost of your purchase over three months with no interest, or pay the “Take 3” amount listed on your statement. “You can also choose to spread your payments over a longer period of time. All you have to do is make the minimum payment of what may be as low as £5 or 7%, whichever is greater. You can also use the Buy Now Pay Later option, where you make no payments and are charged no interest for up to 12 months, if you spend £300 or more.
If you still need more time, you can take longer, but you will be charged interest, which is currently an APR of 39.7%. Very also offers a 6 month option using a quote code with no interest if you spend £130 or more, and a 9 month interest-free option with a quote code if you spend £200 or more. Very also offers a Life Event Plan (where they would make your payments for you if you were unable to do so), and insurance and guarantees for various items.